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John Ruskin

Senior Loan Officer  |  NMLS 445137
3701 Arco Corporate Drive, , Suite 200,
Charlotte, NC 28273
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I am fortunate to be a part of Sebonic Financial which is a nationwide direct mortgage lender that provides state of the art financing solutions and processes to ensure our clients are in the know through out the entire application process.

I personally have enjoyed serving the needs of my clients for over 25 years in many aspects of the Real Estate business and within the mortgage finance arena since 2001. I can assure you that you will always have direct access and communication with me from the beginning to the end of your mortgage Loan process.

I look forward to the opportuntity to earn your business, give me a call today to get started.

I look forward to working with you!

Read my reviews on Zillow:

Causes I Care About

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Rotary, Local Food Pantries

My Favorite Restaurant

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I enjoy good quality home made food

My Ideal Vacation Spot

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Love the Mountains and Beach

My Favorite Pastime

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Spending time with family

The Reviews Are In

Great to work with

My loan officer kept me informed and led me through the entire process. They also worked closely with my real estate agent and the seller's real estate agent. The agents were very impressed with how often my loan officer kept them informed of where my loan stood in the approval process. Excellent service I would recommend to anyone!

Extremely helpful

Our loan officer was extremely professional and helpful. They made the process easy and they were always available if we had any questions concerning the process. We will refer Cardinal Financial to anyone in need of home financing. Five-star mortgage lender!

Say What you Mean and Do What you Say

— Sebonic Financial