Licensing
Cardinal Financial Company, Limited Partnership dba Sebonic Financial holds the following state licenses to make mortgage loans or operate under a licensing exemption as described below.
| State | License(s) |
|---|---|
| Alabama | Alabama Consumer Credit License No. 21782 |
| Alaska | Alaska Mortgage Broker/Lender License No. AK66247; Alaska Mortgage Broker/Lender License – Other Trade Name #1, No. AK66247-1; Alaska Mortgage Broker/Lender License – Other Trade Name #2, No. AK66247-2 |
| Arizona | Arizona Mortgage Banker License No. 0925883 |
| Arkansas | Arkansas Combination Mortgage Banker-Broker-Servicer License No. 105783 |
| California | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; California - DFPI Residential Mortgage Lending Act License No. 41DBO-92455. Loans made or arranged pursuant to a California Finance Lenders Law license, License No. 603K498; California - DFPI Financing Law License No. 603K498 |
| Colorado | Colorado Mortgage Company Registration |
| Connecticut | Connecticut Mortgage Lender License No. ML-66247; Connecticut Exempt Mortgage Servicer Registrant License No. EMSR-66247 |
| Delaware | Delaware Licensed Lender License No. 1666 |
| District of Columbia | District of Columbia Mortgage Dual Authority License No. MLB66247 |
| Florida | Florida Mortgage Lender Servicer License No. MLD236 |
| Georgia | Georgia Mortgage Lender License No. 16020 |
| Hawaii | Hawaii Mortgage Loan Originator Company License No. HI-66247 |
| Idaho | Idaho Mortgage Broker/Lender License No. MBL-8598 |
| Illinois | Illinois Residential Mortgage Licensee No. MB.6760960. For licensing information, go to www.nmlsconsumeraccess.org Community Reinvestment Act Notice Your involvement is encouraged. You are entitled to certain information about our operations and our performance under the ILCRA, including, for example, information about our additional full-service office(s), such as their location and services provided at them; the public section of our most recent ILCRA Performance Evaluation, prepared by the Secretary; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today. At least 30 days before the beginning of each quarter, the Secretary publishes a nationwide list of the covered mortgage licensees that are scheduled for ILCRA examination in that quarter. This list is available from the Secretary at 320 West Washington Street, 3rd Floor, Springfield, IL 62786 and at 555 West Monroe Street, Suite 500, Chicago, IL 60661. You may send written comments about our performance in helping to meet community lending needs to (name and address of official at covered mortgage licensee) and the Secretary. You may also submit comments electronically through the Department's Web site at https://idfpr.illinois.gov/admin/cra.html. Your letter, together with any response by us, will be considered by the Secretary in evaluating our ILCRA performance and may be made public. You may ask to look at any comments received by the Secretary. You may also request from the Secretary an announcement of our applications covered by the ILCRA filed with the Secretary. State of Illinois, Division of Banking |
| Indiana | Indiana DFI First Lien Mortgage Lending License No. 19692 |
| Iowa | Iowa Mortgage Banker License No. 2013-0127; Iowa Mortgage Banker License - Other Trade Name #2 License No. 2018-0076 |
| Kansas | Kansas Licensed Mortgage Company; License No. MC.0025207 |
| Kentucky | Kentucky Mortgage Company License No. MC98128 |
| Louisiana | Louisiana Residential Mortgage Lending License |
| Maine | Maine Supervised Lender License No. 66247 |
| Maryland | Maryland Mortgage Lender License No. 66247 |
| Massachusetts | Massachusetts Mortgage Lender License No. MC66247; Massachusetts Mortgage Broker License No. MC66247 |
| Michigan | Michigan 1st Mortgage Broker/Lender/Servicer Registrant License No. FR0018955; Michigan 2nd Mortgage Broker/Lender/Servicer Registrant License No. SR0021952 |
| Minnesota | Minnesota Residential Mortgage Originator License No. MN-MO-66247 |
| Mississippi | Licensed by the Mississippi Department of Banking and Consumer Finance; Mississippi Mortgage Lender License No. 66247 |
| Missouri | Missouri Mortgage Company License No. 15-2210. |
| Montana | Montana Mortgage Lender License No. 66247; Montana Mortgage Broker License No. 66247 |
| Nebraska | Nebraska Mortgage Banker License No. NE66247 |
| Nevada | Nevada Mortgage Company License No 3968 |
| New Hampshire | New Hampshire Mortgage Banker License No. 66247MB |
| New Jersey | Residential Mortgage Lender License No. 8701663, Licensed by the New Jersey Department of Banking and Insurance; New Jersey RMLA-Licensed Mortgage Servicer Registration |
| New Mexico | New Mexico Mortgage Loan Company License |
| New York | Licensed Mortgage Banker-NYS Department of Financial Services. New York Mortgage Banker License No. LMBC 111129; New York Exempt Mortgage Loan Servicer Registration License No. S100165 |
| North Carolina | North Carolina Mortgage Lender License No. L-103184 |
| North Dakota | North Dakota Residential Mortgage Lender License No. ML103264; North Dakota Residential Mortgage Loan Servicer License No. MS104895; North Dakota Money Broker License No. MB103264 |
| Ohio | Ohio Residential Mortgage Lending Act Certificate of Registration License No. RM.850199.000 |
| Oklahoma | Oklahoma Mortgage Lender License No. ML010197; Oklahoma Mortgage Lender License - Other Trade Name #2 |
| Oregon | Oregon Mortgage Lending License No. ML-5201 |
| Pennsylvania | Pennsylvania Mortgage Lender License No. 20829; Pennsylvania Mortgage Servicer License No. 67088 |
| Rhode Island | Rhode Island Lender License No. 20132934LL; Rhode Island Loan Broker License No. 20183636LB |
| South Carolina | South Carolina-BFI Mortgage Lender / Servicer License No. MLS - 66247; South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #12 License No. MLS - 66247 OTN #1 |
| South Dakota | South Dakota Mortgage Lender License No. 66247.ML |
| Tennessee | Tennessee Mortgage License No. 66247 |
| Texas | Texas - SML Mortgage Banker Registration |
| Utah | Utah DRE Mortgage Entity License No. 8687522; Utah DRE Mortgage Entity License Other Trade Name #1 License No. 8687317; Utah-DFI Residential First Mortgage Notification |
| Vermont | Vermont Lender License No. 6718; Vermont Lender License - Other Trade Name #1 License No. 6719; Vermont Mortgage Broker License No. 1426 MB |
| Virginia | Virginia Lender License No. MC-1825, NMLS ID # 66247 (www.nmlsconsumeraccess.org); VIrginia Broker License MC-1825 |
| Washington | Washington Consumer Loan Company License No. CL-66247 |
| West Virginia | West Virginia Mortgage Lender License No. ML-21279; West Virginia Mortgage Broker License No. MB-36514 |
| Wisconsin | Wisconsin Mortgage Banker License No. 66247BA; Wisconsin Mortgage Broker License 66247BR |
| Wyoming | Wyoming Mortgage Lender/Broker License No. 2524; Wyoming Consumer Lender License No. CL-3916 |
More details on our licensing can be found on the Nationwide Mortgage Licensing System (NMLS) Consumer Access website. Our NMLS ID is 66247.