Terms & Conditions
This website is provided by Cardinal Financial Company, Limited Partnership, doing business as Sebonic Financial (“Sebonic Financial”), located in Charlotte, NC. By accessing this website, you agree to be bound by the terms and conditions below. Please review the terms and conditions. If you do not agree to the terms and conditions below, do not access this website.
Use of Information and Materials
The information and materials contained in this website, and the terms, conditions, and descriptions that appear therein, are subject to change. Unauthorized use of Sebonic Financial's website and information technology systems, including but not limited to unauthorized entry into Sebonic Financial systems, misuse of passwords, or misuse of any information posted on this website is strictly prohibited.
Links
This website may contain links to other websites controlled or offered by and through third parties not affiliated with Sebonic Financial. Sebonic Financial hereby disclaims liability for any information, materials, products, or services posted or offered at any third party site linked to the Sebonic Financial website.
No Warranty
The information and materials contained in this website, including text, graphics, links, or other items, are provided “as is” and “as available.” Sebonic Financial does not warrant the accuracy, adequacy, or completeness of this information and expressly disclaims liability for errors or omissions.
Limitation of Liability
In no event will Sebonic Financial or Cardinal Financial Company, Limited Partnership be liable for any damages, including without limitation, direct or indirect, special, incidental, or consequential damages arising in connection with this website or any linked site.
Dispute Resolution — Arbitration Agreement
Please read this Mandatory Arbitration and Class Action Waiver Provision Carefully.
This section provides that any and all disputes arising out of your use of Sebonic Financial's website, these Terms and Conditions, and Sebonic Financial's Privacy Policy will be resolved by final and binding arbitration.
You have the right to opt out of this Arbitration Agreement by mailing a rejection notice to Cardinal Financial Company, Limited Partnership, Charlotte, NC, Attn. Legal Department, within 30 days after you agree to these Terms and Conditions.
Governing Law
We agree that the laws of the State of North Carolina, without regard to principles of conflict of laws, will govern these Terms and Conditions.
Copyright
Copyright in the website pages and in the screens displaying the pages, and in the information and material contained therein, is owned by Cardinal Financial Company, Limited Partnership unless otherwise indicated.
